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Medical necessity reviews:
85% of prior authorisations automated

We built an AI platform that reads clinical notes, matches them to payers' medical necessity rules and records the evidence behind each prior authorisation. 85% of authorisations are now automated, and denials fell 14%.

Client: Ascend CareIndustry: HealthcareService: AI & Automation

Authorisations automated
85%
Fewer denials
14%
To score a request
Sub-2s

Overview

Project
at a glance

Industry
HealthcareA high-volume utilisation management (UM) operation that needed clinical policy checks to run automatically.
How we worked
Dedicated product teamA healthcare architect, language AI specialists and a HIPAA compliance lead worked inside the client's clinical operations team.
Goal
Faster payer-provider decisionsSpeed up prior authorisation decisions by matching clinical notes, as they are written, against complex policy criteria.
What we built
AI medical necessity platformLive EHR data feeds, AI agents that read clinical notes against payer guidelines, and a full reason trail for every decision.

Client

Who we
built it for

Ascend Care

High-volume utilisation management operation

About the client
A high-volume utilisation management (UM) operation that needed clinical policy checks to run automatically.
What they needed
Speed up prior authorisation decisions by matching clinical notes, as they are written, against complex policy criteria.
Where they were
Prior authorisation ran on manual faxes and separate portal uploads. Care decisions took 3-5 days, which added work for providers and raised the risk of denials when documentation was missing.

Engagement snapshot

Industry
Healthcare
Service
AI & Automation
Engagement
Dedicated product team
Delivered
AI medical necessity platform
Headline result
85% · Authorisations automated

The challenge

What was getting
in the way

Prior authorisation ran on manual faxes and separate portal uploads. Care decisions took 3-5 days, which added work for providers and raised the risk of denials when documentation was missing.

Nurses checked faxed clinical notes against PDF guidelines by hand, and patient data passed through several manual steps on the way.

  • Delayed care

    Manual reviews held up urgent treatments, lowering patient satisfaction and risking harm to patients.

  • High handling costs

    Simple authorisations cost so much to handle that they were eating into the medical loss ratio (MLR).

  • Strained provider relationships

    Slow medical necessity checks damaged trust with the provider network.

The solution

What
we built

  1. 01

    Live clinical data from the EHR

    We set up live clinical data collection through FHIR (Fast Healthcare Interoperability Resources) and HL7 v2 feeds.

    Protocol
    FHIR and HL7 v2
    Encryption
    AES-256 GCM
    Updates
    Event driven
  2. 02

    AI that reads clinical notes

    AI agents read unstructured clinical notes in the EHR and map them to each payer's medical necessity guidelines.

    AI Model
    Agentic language AI
    Context
    Several note types
    Accuracy
    99.2% Recall
  3. 03

    A reason trail for every decision

    Each scoring event is saved with a full reason trail that links the specific clinical evidence to the care-level decision.

    Privacy
    Built to HIPAA requirements
    Trail
    Full audit trail
    Explainability
    SHAP Values

Key features

What made it
useful

  • CLINICAL NLP

    Maps clinical notes to payer rules

    AI agents read unstructured clinical notes from the EHR and map them to each payer's medical necessity guidelines.

    Business impact

    14% fewer denials

  • INSTANT DECISIONS

    Instant approvals with reason codes

    Standard requests are approved in under two seconds with reason codes, and complex cases go to clinicians.

    Business impact

    85% of authorisations automated

  • HIPAA

    Privacy-first policy engine

    One shared set of clinical policy rules, updated by region, keeps decisions consistent across 50 states.

    Business impact

    Zero privacy violations

  • Traceable

    Clinical reason codes

    Each decision includes evidence-based reason codes that answer provider questions and regulatory audits.

    Business impact

    100% policy defensibility

  • AI assisted

    Routing exceptions to clinicians

    Standard care is approved automatically, so clinicians only review complex grey-area cases.

    Business impact

    ↑ 2.1x throughput

Before and after

How the work
changed

How decisions are made

Before

Static guidelines

Nurses checked PDF guidelines against faxed clinical notes by hand.

After

AI scoring

AI assistants read EHR data against the current medical policies as it arrives.

Patient privacy

Before

Manual handling

Patient health information could leak during manual data entry and transfer.

After

Automatic protection

Unneeded patient data is removed and fields are encrypted as soon as data is collected.

Authorisation speed

Before

3-5 Business Days

Disconnected workflows held up treatment.

After

Sub-2 seconds

An immediate decision for 85% of standard medical necessity requests.

Results

The business
difference

  1. Speed

    2.1x Throughput

    Authorisation throughput

    Standard requests that took 72+ hours now get a decision in under 2 seconds, and the team handles 2.1x as many authorisations.

    Before: 72+ HoursAfter: < 2 Secs

  2. Clinical

    14% Denial Reduction

    Denial rate

    Missing documentation is now flagged before a request reaches a reviewer, so fewer requests are denied.

    Before: UncertainAfter: 14% Lower

  3. Reliability

    1.8s p95 Response Time

    Scoring response time (p95)

    Scores come back fast enough that clinical work is not held up waiting for the system.

    Before: < 5sAfter: 1.8s

Testimonial

What the client
says

“Standard authorisation decisions took 3 to 5 days. They now take under 2 seconds, with reason codes we can explain. Coretus helped us automate 85% of authorisations, denials are down 14%, and complex cases still go to our clinicians.”
Julian PierceDirector of Utilisation Management, Ascend Care

Key results

  • 85% of authorisations automated
  • 14% fewer denials
  • Decisions in under 2 seconds instead of 3-5 days

Trust and control

How we kept it
safe and reliable

  • 01

    Explainable decisions

    Every automated decision shows the clinical evidence behind it, so regulators can see how it was reached.

    Compliance ready
  • 02

    Patient data protection

    Strict field-level encryption and removal of unneeded personal data, built to HIPAA and HITECH requirements.

    HIPAA
  • 03

    Ready for enrolment peaks

    The cloud-based streaming platform scales reliably during open enrolment surges.

    Cloud native
  • 04

    Client-owned IP

    On completion, the client owns 100% of the IP in the clinical models and health-record connections.

    100% owned

Faster delivery

Built on tested foundations

Reusing these components saved about 10 weeks of setup, which the team used to map clinical notes to each payer's guidelines.

  • HIPAA privacy module

    Removed unneeded patient data and applied field-level encryption as clinical data arrived.

  • Health-record connection module

    Provided tested FHIR and HL7 v2 connections to the EHRs.

  • Clinical monitoring platform

    Tracked scoring times, auto-approval rates and cases sent to clinicians.

  • MLR cost module

    Measured the handling cost of each authorisation, so savings against the medical loss ratio were visible.

FAQ

Straight
answers

Have a different question? Ask it on a 30-minute call.

Book a call

Requests arrived by fax and through separate portal uploads, and nurses checked faxed clinical notes against PDF guidelines by hand. Decisions took 3-5 business days, which delayed treatment and frustrated providers. Missing documentation also led to more denials, and simple requests cost too much to handle.

Decide routine prior authorisations in seconds

If your reviewers still match faxed notes to PDF guidelines, we can help you automate standard medical necessity checks and keep clinicians on the hard cases.