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Private banking on Vision Pro:
45% more services cross-sold

We built a Vision Pro banking app for luxury resort guests that shows portfolios in 3D, approves transactions with Optic ID and answers questions with AI. Service cross-sell rose 45%, and engagement rose 30%.

Client: Synthesize LLCIndustry: FinTech & Financial ServicesService: Web & Mobile

Cross-sell lift
45%
Engagement lift
30%
Frame response time
15ms

Overview

Project
at a glance

Industry
Financial ServicesLuxury resort groups offering white-glove financial and concierge services to ultra-high-net-worth guests.
How we worked
Dedicated product teamA spatial UI designer, a Unity and Swift engineer and a FinTech security lead worked inside the client's brand experience unit.
Goal
Personal service that sets the brand apartGive travelling guests secure access to their finances from a private, immersive terminal in their suite.
What we built
Vision Pro banking conciergeAn Apple Vision Pro app that shows guests their portfolio in 3D, takes approvals with Optic ID and answers questions about investments and resort services.

Client

Who we
built it for

Synthesize LLC

Luxury resort group serving ultra-high-net-worth guests

About the client
Luxury resort groups offering white-glove financial and concierge services to ultra-high-net-worth guests.
What they needed
Give travelling guests secure access to their finances from a private, immersive terminal in their suite.
Where they were
Luxury travellers often lose touch with their private banking advisers while abroad. Standard mobile and web banking apps feel flat and impersonal, and fall short of the service guests expect at a 5-star resort.

Engagement snapshot

Industry
FinTech
Service
Web & Mobile
Engagement
Dedicated product team
Delivered
Vision Pro banking concierge
Headline result
45% · Cross-sell lift

The challenge

What was getting
in the way

Luxury travellers often lose touch with their private banking advisers while abroad. Standard mobile and web banking apps feel flat and impersonal, and fall short of the service guests expect at a 5-star resort.

Guests rarely engaged with long-term wealth plans on a phone screen. Typing passwords and SMS codes in lounges felt risky, and the gap between the resort and its basic app was weakening loyalty.

  • Falling engagement

    Mobile apps lacked the depth that high-net-worth guests needed to engage with long-term wealth strategy during their downtime.

  • Security worries

    Guests saw standard two-factor authentication on a phone as risky in public or semi-public travel settings.

  • Brand mismatch

    The gap between the luxury of the resort and the plain utility of the app was eroding guest loyalty and use of services.

The solution

What
we built

  1. 01

    Financial data in 3D

    We built a live 3D data layer that turns complex financial data feeds into interactive charts, trees and flows that guests can explore in the room around them.

    Language
    Swift RealityKit
    Compute
    Edge-native
    Refresh
    Locked at 90Hz
  2. 02

    Approvals with Optic ID

    We integrated visionOS Optic ID, so guests can approve high-value transactions with a glance and get bank-level security inside their suite.

    Protocol
    FIDO2 spatial
    Encryption
    AES-256-GCM
    Compliance
    SOC 2-ready
  3. 03

    AI virtual concierge

    An AI layer lets guests ask about portfolio health and resort services in plain speech, or simply by looking at an item.

    Model
    Multimodal LLM
    Tracking
    Gaze actions
    Response time
    Sub-50ms TTS

Key features

What made it
useful

  • SPATIAL CONCIERGE

    A voice and gaze concierge

    An AI concierge on Apple Vision Pro answers portfolio questions by voice or when guests look at an item.

    Business impact

    30% engagement lift

  • GAZE TRACKING

    Shows what the guest is looking at

    Gaze tracking shows live news and performance data for the asset a guest is viewing.

    Business impact

    45% cross-sell lift

  • Fast response

    15ms frame pacing

    We tuned the rendering pipeline so financial data updates never drop frames, which prevents motion sickness in the headset.

    Business impact

    Zero motion sickness

  • AI-assisted

    Insights from where guests look

    The AI detects which asset a guest is looking at and brings up live news and performance figures for it.

    Business impact

    30% lift in interaction

  • Secure by design

    Isolated transaction logic

    Transaction logic is kept separate from the display layer, so personal information is never cached on the headset.

    Business impact

    Approved by an established bank

Before and after

How the work
changed

User experience

Before

Flat screens

Complex data tables that were hard to use on a small touchscreen.

After

3D views

Interactive 3D financial maps that guests can move and handle in the space around them.

Security

Before

Typed codes

Passwords and SMS codes that people nearby could see in a lounge.

After

Iris-locked

Optic ID means only the verified owner can see and use the banking interface.

Engagement

Before

Quick tasks only

Guests logged in for a quick task and left, because the screens were cramped and hard to read.

After

Immersive experience

Clear visual stories about their wealth tripled the time guests spent in the app (3x).

Results

The business
difference

  1. Growth

    45% Cross-Sell Lift

    More services taken up

    3D views made complex financial products easier to understand, so more guests took them up.

    Before: LowAfter: 45% Higher

  2. Retention

    30% Engagement Lift

    Deeper guest engagement

    Guests spent much more time on their long-term wealth strategy when they could review it in the comfort of their suite.

    Before: TransactionalAfter: Business

  3. Performance

    15ms Frame Response Time

    Frame response time

    Edge-optimised rendering keeps the interface steady and responsive at 15ms per frame.

    Before: < 20msAfter: 15ms

Testimonial

What the client
says

“Guests can ask about portfolio health or resort services by voice, or just by looking at an item. Since Coretus built the Vision Pro concierge, cross-selling is up 45%, engagement is up 30%, and guests spend three times as long in the app.”
Kenneth HowardHead of Private Client Services, Synthesize LLC

Key results

  • 45% cross-sell lift
  • 30% engagement lift
  • 3x time in app
  • 15 ms frame response

Trust and control

How we kept it
safe and reliable

  • 01

    Data privacy

    All financial data streams through short-lived encrypted connections, and no personal information is stored on the headset.

    SOC 2-ready
  • 02

    Audit trail

    Every transaction made in the headset is logged with a record of the gaze-verified intent behind it.

    Verifiable data
  • 03

    Reliable at peak times

    The cloud backend scales up to stay fast during busy holiday periods.

    Cloud native
  • 04

    Code and IP ownership

    The client owns 100% of the spatial UI source code and financial platform adapters once the project is complete.

    100% owned

Faster delivery

Built on tested foundations

These modules saved about 9.5 weeks of setup, which went into the concierge AI and the bank-level security work.

  • Spatial UI kit

    Gave us tested visionOS layouts and controls, which we styled to match the resort's brand.

  • Secure wallet platform

    Handled the encrypted transaction approvals behind each Optic ID check.

  • Spatial performance monitoring

    Tracked frame timing in the headset, so we could hold the 15ms frame response.

  • Asset visualisation engine

    Turned portfolio data into the 3D charts, trees and flows that guests explore.

FAQ

Straight
answers

Have a different question? Ask it on a 30-minute call.

Book a call

We built a spatial banking concierge for luxury resort guests. It turns financial data feeds into interactive 3D charts, trees and flows, and lets guests ask an AI concierge about portfolio health and resort services by speaking or looking at an item. High-value transactions are approved with Optic ID.

Bring private banking into the guest suite

If your high-value guests find banking apps flat and impersonal, we can help you design a secure spatial experience that matches your service.