Financial Services // Client Project

Private Banking:
A More Engaging Digital Concierge.

We built a practical Financial Services solution combining spatial connected data system, biometric gating (opticid), and AI-powered virtual concierge. The project delivered 45% Service Cross-Sell and 30% Engagement Lift.

Key Results RESULTS
45%
Service Cross-Sell
↑ high-net-worth
30%
Engagement Lift
vs Older Mobile
15ms
Motion Response time
ZERO NAUSEA

Trusted by teams building ambitious products

What We Set Out to Improve.

Industry
Financial Services

Senior resort groups providing white-glove financial and concierge services to ultra-high-net-worth guests.

How We Worked
Dedicated product team

Spatial UI Designer + Unity/Swift Engineer + FinTech Security Lead embedded within the Brand Experience unit.

Goal
Personalization & Brand Distinction

Eliminating the drop in financial accessibility while guests are traveling by providing a secure, immersive suite-based terminal.

What We Built
Spatial Computing

A practical solution designed around the client’s existing tools, teams, and day-to-day workflow.

What Was Getting in the Way.

Luxury travelers often lose access to their high-touch private banking advisors while abroad. Existing mobile and web banking apps feel flat and impersonal, failing to match the level of service guests expect from a 5-star resort environment.

The biggest issues were engagement decay, security perception, and brand disconnect. The team needed a faster, clearer way to manage the work while keeping the right checks in place.

Engagement Decay
Mobile apps lack the immersive depth required for high-net-worth individuals to engage with long-term wealth strategy during downtime.
Security Perception
Traditional 2FA on mobile devices is perceived as higher risk in public or semi-public travel environments.
Brand Disconnect
A mismatch between physical luxury (the resort) and digital utility (the app) eroded guest loyalty and service utilization.
The Solution

What We Built.

01
Spatial Connected Data System
Created a live 3D data-binding layer that transforms complex financial JSON feeds into interactive spatial volumes (charts, trees, flows).
Key details
Language Swift RealityKit
Compute Edge Native
Refresh 90Hz Locked
02
Biometric Gating (OpticID)
Integrated visionOS OpticID for zero-touch valuable transaction authorization, ensuring banking level security within the guest suite.
Key details
Protocol FIDO2 Spatial
Encryption AES 256 GCM
Compliance SOC2 Ready
03
AI-powered Virtual Concierge
Introduced an Automated_AI backbone that allows guests to use natural language and gaze-tracking to query portfolio health and resort services.
Key details
Model Multi Modal LLM
Tracking Gaze Action
Response time Sub 50ms TTS
Before and After

How the Workflow Improved.

Area
Before
After
User Experience

2D Constraints

Complex data tables that are difficult to navigate on small touchscreen interfaces.

Spatial Volumes

Interactive 3D financial maps that guests can manipulate physically in their environment.

Security

Manual Auth

Typed passwords and SMS codes that are prone to shoulder-surfing in lounges.

Iris-Locked

OpticID ensures the banking interface is only visible and actionable by the verified owner.

Engagement

Utility Only

Users log in for quick tasks and leave immediately due to poor UI density.

Brand Immersive

Clear storytelling and wealth visualization increase time-on-app by 3x.

Key Features

What Made the Solution Useful.

Fast Response

Sub-15ms Frame Pacing

Optimized the rendering workflow to ensure financial data updates never drop frames, preventing spatial motion sickness.

Business impact
Zero Nausea UX
AI Assisted

Gaze-Triggered Insights

The AI detects which asset the guest is looking at and earlyly surfaces live news and performance metrics.

Business impact
30% Lift in Interaction
Secure by Design

Encapsulated Auth

Transaction logic is isolated from the display layer, ensuring personal information is never cached in the headset’s storage.

Business impact
Established Bank Approval
Faster Delivery

How We Reduced Build Time.

Tested foundations helped the team spend less time on setup and more time on the parts that made this product useful.

What accelerated the work

4 reusable building blocks
01

Spatial UI/UX Module

A tested starting point for spatial ui/ux module reduced repeated setup work.

02

Secure Wallet Platform

Reusable work for secure wallet platform let the team focus more time on the client’s specific needs.

03

Spatial Monitoring Module

This made it easier to add spatial monitoring module without rebuilding common foundations.

04

Asset Visualization Engine

A tested starting point for asset visualization engine reduced repeated setup work.

Results

The Business Difference.

A straightforward before-and-after view of what changed for the team and their customers.

RESULT: GROWTH01

Service Cross-Sell

Immersive visualization made complex financial products easier to understand, leading to higher adoption.

Older AppLow
Vision Pro45% Higher
Outcome45% Cross-Sell Lift
RESULT: RETENTION02

high-net-worth Engagement

Guests spent significantly more time reviewing wealth strategy when presented in a spatial, comfortable suite environment.

BeforeTransactional
AfterBusiness
Outcome30% Engagement Lift
RESULT: PERFORMANCE03

System Response Time

Edge-optimized data rendering ensured the interface felt as stable and responsive as physical resort amenities.

Target< 20ms
Coretus15ms
Outcome15ms Frame Response Time
Results45% Cross-Sell Lift • 30% Engagement Lift
Trust and Control

How We Kept It Safe and Reliable.

01
Data Privacy
All financial data is streamed through short-lived encrypted sockets. No personal information is stored on the headset.
SOC2 COMPLIANT
02
Audit Visibility
Every transaction executed within the spatial environment is logged with a gaze-verified intent trail.
VERIFIABLE DATA
03
Reliable Service
The backend platform scales via Cloud system to maintain fast scoring during high-traffic holiday surges.
CLOUD NATIVE
04
Code and IP Ownership
Coretus provides 100% ownership of the spatial UI source and financial platform adapters upon completion.
100% OWNED
Client Testimonial

In their own words.

Coretus didn't just build an app, they designed a new category of spatial service . Our guests can now manage their global portfolios from their resort suite with a level of immersion that matches our physical brand.

Own the Spatial Frontier.

Have a similar challenge? We can help you plan and build a practical Financial Services solution around your goals, budget, and existing systems.

visionOS & RealityKit Native

Sub-20ms Motion-to-Photon

SOC2 Financial Integrity