FinTech // Client Project

Digital Banking Security:
Ready for Post-Quantum Standards.

We built a practical FinTech solution combining cryptograpatient health informationc abstraction layer, hybrid signature deployment, and automated key lifecycle. The project delivered 100% NIST Alignment and 0 Service Downtime.

Key Results RESULTS
100%
NIST Alignment
FIPS 203/204
0
Service Downtime
ROI: 14 Weeks
<5ms
Auth Overhead
Fast Response

Trusted by teams building ambitious products

What We Set Out to Improve.

Industry
FinTech

High-speed banking core managing $2B+ in assets requiring private cryptograpatient health informationc protection.

How We Worked
Dedicated product team

Security Architect + 2 Cryptography Engineers + DevSecOps Lead embedded within the Core System unit.

Goal
Future-Proofing & Regulatory Control

Moving from static RSA/ECC dependencies to a modular, post-quantum ready key management system (KMS).

What We Built
Hybrid Crypto Platform

A practical solution designed around the client’s existing tools, teams, and day-to-day workflow.

What Was Getting in the Way.

The client’s Series-C banking core was built on standard Elliptic Curve Cryptography (ECC). While currently secure, these algorithms are business-widely vulnerable to emerging Shor’s algorithm-based quantum attacks, exposing them to Harvest Now, Decrypt Later (HNDL) threats.

The biggest issues were hndl attacks, trust erosion, and algorithm lock-in. The team needed a faster, clearer way to manage the work while keeping the right checks in place.

HNDL Attacks
Adversaries capturing encrypted transactional data today to decrypt it once cryptograpatient health informationcally relevant quantum computers arrive.
Trust Erosion
Business partners began flagging the lack of post-quantum readiness as a long-term systemic risk during due diligence.
Algorithm Lock-in
The cost of migrating hard-coded crypto libraries in a live production environment threatened the 24/7 availability of the core.
The Solution

What We Built.

01
Cryptograpatient health informationc Abstraction Layer
Separated application logic from cryptograpatient health informationc primitives using an internal smooth data integration layer, allowing algorithms to be swapped at the config level.
Key details
Type Provider Agnostic
Interface gRPC Secure
Pattern Strategy Pattern
02
Hybrid Signature Deployment
Added Double Wrapping where transactions are signed by both ECC and NIST ML-DSA, ensuring security if one algorithm is compromised.
Key details
Primary NIST Kyber
Older Ed25519
Validation Dual Root
03
Automated Key Lifecycle
Designed an automated rotation policy that executes key refreshes across Cloud services with zero impact on transactional p99s.
Key details
Rotation Zero Downtime
Storage HSM Isolated
Audit Secure and traceable Logs
Before and After

How the Workflow Improved.

Area
Before
After
Algorithm Swap

Code Re-write

Hard-coded ECC required manual refactoring of smaller independent services to change security primitives.

Config-Based

New algorithms (Kyber/Dilithium) are introduced via a central automation layer with zero code changes.

Quantum Readiness

Vulnerable

Subject to HNDL risks and future-obsolescence of current signature schemes.

NIST Gated

Hybrid-mode encryption ensures immediate post-quantum security without breaking older support.

Migration Risk

Maintenance Windows

Required core service restarts and downtime for key database re-encryption.

Reliable Roll

Cloud-based rolling updates with concurrent key-version support ensured 100% uptime.

Key Features

What Made the Solution Useful.

Fast Response

Optimized ASM Primitives

Injected hand-optimized assembly code for NIST algorithms to minimize the auth overhead on mobile devices.

Business impact
Sub-5ms Response time
Secure by Design

Secure HSM Anchors

Ensured post-quantum entropy is sourced from FIPS 140-3 Level 3 hardware security modules.

Business impact
100% Compliance
Traceable Data

Versioned Key Monitoring

Every transactional signature now carries a version data tag, allowing for consistent historical auditing.

Business impact
Verified Control
Faster Delivery

How We Reduced Build Time.

Tested foundations helped the team spend less time on setup and more time on the parts that made this product useful.

What accelerated the work

4 reusable building blocks
01

Post-Quantum Wrapper Module

A tested starting point for post-quantum wrapper module reduced repeated setup work.

02

Crypto-Agility Platform Module

Reusable work for crypto-agility platform module let the team focus more time on the client’s specific needs.

03

Entropy Monitoring Platform

This made it easier to add entropy monitoring platform without rebuilding common foundations.

04

FinOps Safety controls

A tested starting point for finops safety controls reduced repeated setup work.

Results

The Business Difference.

A straightforward before-and-after view of what changed for the team and their customers.

RESULT: READINESS01

NIST Algorithm Adoption

Successfully transitioned 100% of core auth services to NIST-standard post-quantum primitives.

Older RSA/ECCCoupled
Coretus PlatformAgile
Outcome100% Ready for future needs
RESULT: PERFORMANCE02

Auth Overhead Impact

Maintained sub-5ms overhead even with complex post-quantum hybrid signatures.

Standard PQ> 20ms
Coretus ASM< 5ms
Outcome75% Performance Gain
RESULT: RELIABILITY03

Migration Uptime

Execution of the rotation policy across all digital assets without a single customer logout event.

Industry Baseline99.9%
Coretus Core100.0%
Outcome0.0% Service Downtime
Results100% Ready for future needs • 75% Performance Gain
Trust and Control

How We Kept It Safe and Reliable.

01
Algorithm Control
Modular design ensures the client can rotate into new algorithms (e.g. NIST Round 5) with simple config updates.
CRYPTO AGILE
02
Regulatory Resilience
Full alignment with NIST FIPS 203/204, satisfying upcoming SEC and GDPR quantum-risk mandates.
NIST COMPLIANT
03
System Gating
Key rotation automated via Cloud system with mTLS and hardware-backed identity for every worker node.
Controlled access
04
Code and IP Ownership
Coretus provides 100% ownership of the abstraction layer and integration scripts upon completion.
100% OWNED
Client Testimonial

In their own words.

Coretus didn't just patch our security. they future-proofed our control . We are the first Series-C neobank to achieve NIST-standard post-quantum readiness with zero impact on our user experience or transaction speed.

Future-Proof Your Digital Control.

Have a similar challenge? We can help you plan and build a practical FinTech solution around your goals, budget, and existing systems.

NIST FIPS 203/204 Ready

Reliable Migration

100% IP & Model Ownership